Form completion time: 15 minutes to 30 minutes
You will be able to stop and save your work in the middle of the program.
To use this program, you must be unable to pay a debt because your money or property is exempt under the Federal Fair Debt Collection Practices Act.
To complete this program, you will need the following documents:
- A bill from the collection agency or creditor; AND
- A record of your sources of income.
You will also need the following information:
- Information about any cars or other vehicles that you own; AND
- An estimate of the total value of your personal property.